CoinStats wins for sheer coverage — 120 blockchains, 300+ wallets and exchanges, and 1,000+ DeFi protocols pulled into one portfolio view, with an AI assistant for portfolio questions and wallet risk scanning. Koinly wins specifically for tax accuracy: its AI-based error detection flags missing purchase history across 700+ integrations before it becomes a costly mistake on your tax return. Portfolio Genius wins if crypto is only part of your net worth — it's built for people who hold crypto alongside stocks and want AI analysis of the combined picture, not a crypto-only silo. All three solve the same underlying headache — assets spread across too many exchanges and wallets to track manually — but the reason you're tracking (general portfolio view, tax filing, or a combined crypto-and-stock picture) decides which one actually fits.
Where each one actually wins
CoinStats is the widest-coverage option, syncing over 300 wallets and exchanges across 120 blockchains and 1,000+ DeFi protocols into a single dashboard, with real-time alerts and an AI assistant that answers questions about your holdings directly. If your crypto is genuinely scattered across many venues, this is the tool built to pull it all into one place.
Koinly is built primarily around tax accuracy: its AI-based error detection automatically flags missing purchase histories and inconsistencies across your synced wallets and exchanges before you generate a tax report. The free tier tracks up to 10,000 transactions with unlimited wallet connections — you only pay when you actually need to download an official tax report.
Portfolio Genius is built for the specific case of holding crypto alongside traditional investments, running AI analysis across both in one combined view rather than treating crypto as a separate silo from your brokerage account. Free AI analysis is available without even signing up, making it a low-friction way to see the combined picture once.
Quick comparison
| Tool | Core job | Starting price | Best fit |
|---|---|---|---|
| CoinStats | Widest wallet/exchange/DeFi coverage | Free; $8.33/mo Premium | Assets scattered across many venues |
| Koinly | AI error detection for accurate tax filing | Free tracking; ~$4.08/mo for reports | Getting your tax report right |
| Portfolio Genius | Crypto + stocks in one combined view | Free analysis, no signup | Crypto is part of a broader portfolio |
Which one should you actually use?
Start with CoinStats if your crypto is spread across many wallets and exchanges and you want one dashboard for all of it. Use Koinly specifically when tax season approaches and accuracy on your reported gains matters more than day-to-day portfolio viewing. Try Portfolio Genius if you want to see your crypto holdings analyzed alongside your stock portfolio rather than in isolation.
FAQ
Are these trackers safe to connect to my real exchange accounts and wallets? Reputable trackers like these connect via read-only API keys or public wallet addresses, meaning they can see your balances and transaction history but can't move funds — always double-check that any API key you generate is set to read-only permissions before connecting it.
Do I still need an accountant if I use Koinly's tax reports? For straightforward personal crypto activity, Koinly's reports are often sufficient on their own; for complex situations (DeFi yield, cross-border activity, business use), a crypto-literate accountant should still review the output before filing.
Can these tools track NFTs, not just fungible tokens? CoinStats and most comprehensive trackers include NFT tracking alongside token balances, though valuation accuracy for NFTs is inherently less reliable than for liquid, actively traded tokens.
Is a free tracker like CoinStats' or Koinly's free tier actually enough for most people? Yes, for typical retail holdings — the free tiers cover portfolio tracking and, in Koinly's case, calculating your gains; paid tiers mainly unlock higher transaction volume, official downloadable tax documents, or deeper AI features.
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*Ratings and pricing reviewed monthly. Last updated September 2026.*
Bogdex · Founder & editor, woska
Bogdex builds and curates woska, testing AI tools against real workflows to judge which ones actually save time rather than which have the longest feature list.